https://repository.hneu.edu.ua/handle/123456789/40216 2026-06-07T23:53:14Z 2026-06-07T23:53:14Z Mohyee Dina Abdel-Fatah Noura Anwar Yahya Noha https://repository.hneu.edu.ua/handle/123456789/39851 2026-05-28T06:50:56Z 2026-01-01T00:00:00Z

Назва: Investigating financial exclusion through the lens of socio-economic inequalities: Implications for financial well-being Автори: Mohyee Dina; Abdel-Fatah Noura Anwar; Yahya Noha Короткий огляд (реферат): The aim of the study was to measure the level of socio-economic inequalities appeared due to financial exclusion and then to measure their effect on financial well-being of people according to the different socioeconomic characteristics. This research used the 2021 version of Global Findex Survey and was disseminated in 2023 with a sample of 1,003 respondents. The inequality in financial exclusion is measured using the concentration index and the concentration curves. For studying the effect of financial exclusion on financial well-being, binary logistic regression model is used. The results of this research revealed that socio-economic inequalities represented drivers for financial exclusion exemplified in poor, females, rural, unemployed, least educated and young population. With respect to access exclusion, results revealed that 76.7% of the poorest 20%, 70% of the females, 70% of the rural, 68.5% of the unemployed, 65.7% of the uneducated and 85.3% of the young respondents were unbanked. On the other hand, with respect to usage exclusion, results revealed that 88.7% of the poorest 20%, 78.8% of the females. 80% of the rural, 77.7% of the unemployed, 76.8% of the uneducated and 90.8% of the young respondents had inactive accounts. Additionally, results of the regression analysis showed that income, age, and usage exclusion for the purpose of saving have significant effect on financial resilience. While usage exclusion for the purpose of saving, age, working status, and gender have significant effect on financial worry. This research adds significant value to the current knowledge through filling the gap in understanding socio-economic inequalities associated with financial exclusion since it succeeded in identifying those who are financially excluded. The study proposes an action plan that outlines concrete steps aiming at reducing financial exclusion at one hand and promoting financial well-being in Egypt on the other hand.

2026-01-01T00:00:00Z Slavik S. https://repository.hneu.edu.ua/handle/123456789/39850 2026-05-28T06:50:36Z 2026-01-01T00:00:00Z

Назва: Evaluation of the recreational and tourist potential of municipalities using the fuzzy set method Автори: Slavik S. Короткий огляд (реферат): The study is relevant due to the need to improve the evaluation of the recreational and tourist attractiveness of municipalities within Ukraine’s new administrative-territorial system, particularly in the communities of Zakarpattia region. The objective was to determine the level of their tourism attractiveness using fuzzy set theory to quantitatively reflect the uncertainty of multifactorial decisions. Fuzzy modeling with trapezoidal membership functions and statistical methods were used to analyse the relationship between resources and revenue from the tourism fee. The results confirmed significant heterogeneity in the spatial distribution of recreational and tourism resources: the coefficient of variation for the composite index was 105%, indicating sharp differences between communities. The group with the highest attractiveness included the Berehove, Yasinya, Uzhhorod, Koson, Mukacheve, and Irshava communities; the Mizhhirya, Pylypets, Khust, and Rakhiv communities also had significant potential. More than half of Zakarpatia’s communities were among the least attractive; four of them did not have any cultural heritage sites or nature reserves. A gap had been identified between resource potential and financial results: seven communities generated 68% of the tourism fee, while the least attractive ones accounted for 22% of the potential and generated 24% of the fee, indicated the possibility of a synergistic effect through logistics, marketing, infrastructure, and human resources. In contrast, communities with 23% of the potential accounted for less than 1% of revenue, indicated “reverse synergy.” Statistical analysis showed that only 1.5% of the variation in revenue was explained by the type of resources. The key factor was not the type of resource, but the ability of communities to made integrated use of their collective resource potential in cooperation with neighboring communities. The practical value of the study lied in proposition of a fuzzy model as an analytical tool for strategic planning, branding, and enhancing the competitiveness of municipalities.

2026-01-01T00:00:00Z Shevchenko S. https://repository.hneu.edu.ua/handle/123456789/39849 2026-05-28T06:50:10Z 2026-01-01T00:00:00Z

Назва: Supply chain security within the sustainable development framework: Global practices and the Ukrainian context Автори: Shevchenko S. Короткий огляд (реферат): The relevance of the study was determined by the growing vulnerability of global supply chains under conditions of armed conflict, geopolitical instability, and increasing risks to sustainable development. The purpose of the research was to systematise approaches to supply chain security and to substantiate its role as a key determinant of sustainable development, taking into account international practices and the Ukrainian context. The methodological framework was based on a systematic analysis of scientific literature, comparative analysis of international security programmes, and synthesis and generalisation methods, which made it possible to identify key patterns, risk factors, and institutional mechanisms of supply chain protection. The study established that supply chain vulnerability was driven not only by external shocks, such as military aggression and infrastructure destruction, but also by internal structural characteristics of modern logistics systems, including extended network configurations and lean inventory strategies. It was determined that effective security was achieved through integrated, risk-oriented and partnershipbased models, combining public-private cooperation, advance information exchange, and differentiated control mechanisms. The analysis of international programmes (C-TPAT, FAST, CSI, AMR) demonstrated their effectiveness in enhancing supply chain resilience while maintaining trade efficiency. The Ukrainian case confirmed that largescale disruptions of transport infrastructure generated systemic economic, social, and environmental consequences, thereby directly affecting sustainable development. It was substantiated that supply chain security functioned as a cross-cutting factor linking economic continuity, social stability, and environmental responsibility. The practical significance of the results lies in their applicability for policymakers, logistics managers, and enterprises in developing adaptive, resilient, and security-oriented supply chain management models in conditions of crisis and post-war recovery.

2026-01-01T00:00:00Z Elmoctar Ag Ibrahim Aminou Fawaz A. Adéchinan Bagaga Mamoudou Diene Mbaye https://repository.hneu.edu.ua/handle/123456789/39848 2026-05-28T06:49:45Z 2026-01-01T00:00:00Z

Назва: The independence of the Central Bank of the Republic of Guinea and its macroeconomic challenges Автори: Elmoctar Ag Ibrahim; Aminou Fawaz A. Adéchinan; Bagaga Mamoudou; Diene Mbaye Короткий огляд (реферат): This study examined the independence of the Central Bank of the Republic of Guinea and its relationship with macroeconomic stability over the period 2010-2024. The analysis was motivated by the increasing importance of credit monetary institution in supporting price stability and macroeconomic management in developing economies. To capture the multidimensional nature of central bank independence, the study constructed a composite index combining de jure and de facto indicators, as well as measures of institutional transparency. The empirical analysis relied on an econometric framework complemented by robustess checks to access the association between central bank independence and key macroeconomic indicators. The results suggest that a higher levels of central bank independence are associated with lower inflation and relatively more stable growth dynamics. However, the explanatory power of the estimated models remains limited, which calls for cautions interpretation of these results. Rather than providing strong evidence of a direct causal impact on economic growth, the findings indicated that independence may contribute to macroeconomic stability primarily through a credibility and expectation-anchoring channel. In this perspective, the role of central bank independence appears to be more stabilising than expansionary. The analysis also highlighted a gap between statutory provisions and their effective implementation, suggesting that legal reforms alone may not fully translate into stronger monetary credibility. Effective governance practices, institutional transparency, and clear communication strategies appear essential for strengthening the operational independence of the central bank. From a policy perspective, the results underline the importance of reinforcing institutional enforcement mechanisms and improving coordination between monetary and fiscal authorities in order to support a stable and predictable macroeconomic environment in Guinea.

2026-01-01T00:00:00Z