https://repository.hneu.edu.ua/handle/123456789/35725 2026-04-14T14:18:28Z https://repository.hneu.edu.ua/handle/123456789/35887 Назва: Formulating state policy to support state corporations in strategic economic sectors Автори: Kruhlov V. Короткий огляд (реферат): In the context of economic instability and global challenges, effective support for state corporations is a key element in ensuring the economic security and development of a country. The aim of this study was to analyse the processes of formulating state policy aimed at supporting state corporations in priority economic sectors and to propose a comprehensive approach to enhancing this support. Using methods of comparative analysis, descriptive methods, and statistical analysis, the main problems and barriers hindering the effective functioning of state corporations were identified. The peculiarities of forming state policy to support state corporations in Ukraine’s strategic sectors were examined. Current challenges and policy principles were identified. Modern state approaches aim to provide a comprehensive analysis, backed by the latest scientific research, offering an understanding of effective policy formulation and implementation. Successful strategies were identified, including the implementation of best corporate governance practices, stimulating innovation, and ensuring financial stability through the diversification of funding sources. The results obtained indicate the need for a balanced approach to supporting state corporations, combining direct financial assistance with regulatory and institutional measures. In cases where state governance mechanisms are underdeveloped and the risks of state failure are high, the number of state enterprises should be limited. The concept integrates various components crucial for supporting state corporations, including regulatory mechanisms, financial incentives, and management structures. The necessity for flexibility and adaptability in policy development was emphasised, allowing state corporations to effectively respond to changing economic and technological conditions. The study proposed a comprehensive policy formation model consisting of such interrelated components as the selection of policy instruments, implementation structures, determination of sectoral priorities, and adaptive management. The study developed practical tools to enhance the efficiency of state corporations in key economic sectors. 2024-01-01T00:00:00Z https://repository.hneu.edu.ua/handle/123456789/35886 Назва: The impact of artificial intelligence on risk management in the operational activities of financial institutions Автори: Savchenko M. Короткий огляд (реферат): The purpose of the study was to determine the impact of artificial intelligence (AI) on the quality of management decisions in the process of risk assessment and forecasting. For this purpose, the role of AI in risk management was analysed, and the practices of using AI in risk management were studied. The study results confirmed that the introduction of AI significantly improves the speed and quality of risk management decisions. It was found that with the help of machine learning algorithms that use numerous variables to analyse the creditworthiness of customers, financial institutions are more efficient in credit scoring. The algorithms allow banks to reduce default rates and at the same time improve the quality of their loan portfolio by making assessments more informed. In addition, machine learning technologies are used to quickly identify suspicious activities or abnormal patterns of customer behaviour, reduce the number of fraudulent transactions, improve customer security and reduce the cost of identifying and eliminating such threats. Another result of the study was the confirmation of the effectiveness of automating routine processes, such as updating risk registers and generating reports, which can significantly reduce operating costs and speed up management decision-making. Importantly, the use of AI not only improves the accuracy of risk forecasting and decision-making, but also contributes to the personalisation of services for customers, which increases their loyalty and satisfaction. Together with the implementation of compliance systems, AI technologies ensure compliance with legal requirements and increase transparency in financial transactions, which reduces the likelihood of non-compliance with regulatory standards and minimises the risks involved. The findings indicated that the introduction of AI for risk management requires not only technological optimisation, but also a deep review of ethical standards, transparency of algorithms and adaptation of regulatory mechanisms, which will ensure both increased efficiency and trust in such systems. 2024-01-01T00:00:00Z https://repository.hneu.edu.ua/handle/123456789/35885 Назва: Bodies and mechanisms of state regulation of the insurance market in Ukraine in the context of European integration Автори: Bulantsov I. Короткий огляд (реферат): The purpose of the study was to identify the main areas of optimisation of the Ukrainian system of state regulation of the insurance market, taking into account the European experience. The research methodology included three stages, namely, analysing the role and functions of government agencies in regulating the insurance market, conducting interviews, and identifying the main trends in the development of the insurance market. The results showed the importance of the National Bank of Ukraine, which performs the functions of regulating financial services, including insurance. The Law of Ukraine No. 1909-IX “On Insurance” and Law of Ukraine No. 2664-III “On Financial Services and State Regulation of Financial Services Markets” were studied. Considerable attention was paid to the implementation of the Solvency II Directive, which sets new requirements for risk management capital in the context of European integration in Ukraine. The survey results indicated that competition in the services sector drives organisations to innovate and improve their offerings. The study found that the adaptation of Ukrainian legislation to European standards contributes to the reliability of the insurance market. In particular, negative trends include problems with the implementation of new regulations and the adaptation of insurance companies to European requirements. Adjusting to new regulatory standards includes modifying internal procedures and using modern technology. However, the general direction of regulation contributes to strengthening the insurance sector in the context of European integration. The practical significance of the study is to provide specific recommendations for improving the mechanisms of insurance market regulation in Ukraine, which will help to increase the transparency and reliability of insurance companies, as well as their adaptation to European standards in the context of European integration. 2024-01-01T00:00:00Z https://repository.hneu.edu.ua/handle/123456789/35884 Назва: Economic efficiency of co-operatives and their impact on socio-economic development of rural areas Автори: Shahini Elti; Shahini Ermir Короткий огляд (реферат): The study aimed to analyse how cooperatives influence the development of the socio-economic situation in rural Albania. To achieve this goal, a detailed analysis of the main socio-economic indicators was conducted and the results were summarised, which helped to identify general trends and patterns in the development of Albania. The study determined that the cooperative sector in Albania is crucial in promoting sustainable development in rural areas and improving the quality of life in communities. Between 2015 and 2023, cooperatives contributed to the creation of 12,456 new jobs, a 25% reduction in poverty and a 30% reduction in out-migration. In addition, the sector has invested in social services and local infrastructure, improving living conditions and maintaining economic stability. The growth of the cooperatives was driven by a 40% increase in infrastructure investment, a 20% increase in credit availability, a 35% improvement in market access, and the expansion of logistics and marketing channels. The positive impact of cooperatives on the economy and social conditions was reflected in the growth of Albanian gross domestic product from USD 13.25 billion in 2015 to USD 18.31 billion in 2023, an increase of 38%. The results of the study can be useful for the development of evidence-based policies and strategies that support the growth and sustainability of the cooperative sector in Albania and beyond. 2024-01-01T00:00:00Z