Методологічні підходи до класифікації кредитів за формою, видами та їх функціями

Abstract

Bank credit plays a large part in reproduction processes stimulation of economics, as it is one of the main financial resources providing sources of the enterprises present range. Credit importance research as an economic category begins with the credit classification approaches determination and their functions study. Credit forms, their internal connection and continuous value movement as the capital transference process are revealed. It is emphasized on the credit relation subjects; credits are outlined according to their target destination and legal-organizational characteristic. The attention is paid to credit functions' characteristic and their transformation through natural and juridical persons’ money savings, which serve as the loanable funds forming base.